Every eval fee, reset and subscription, tracked against the account it belongs to. At month end, one clean statement for your accountant.
Free during beta. The ledger, receipt reading and your monthly statement stay free after.
Most traders would call this a $2,140 month. It was a $1,643 month. The difference is four charges nobody wrote down.
Eval fees go on a personal card at 11pm and never reach the books. By December you've spent thousands you can't account for.
Payouts land on different schedules through different processors. Nothing adds them up, so you're copying numbers between tabs.
Your accountant gets a folder of screenshots and bills you by the hour to make sense of it. Half the deductions never get claimed.
No trade journal, no analytics dashboard, no advice. It records what you spent and what you were paid, and it hands that to your accountant.
| Direct account costs | |||
| Jul 2 | Evaluation fee Lucid · LT-01 | Eval fee | 253.82 |
| Jul 3 | Reset fee Tradeify · TF-01 | Reset | 135.83 |
| Business overhead | |||
| Jul 15 | Internet, business portion | mixed use | 68.99 |
| Jul 17 | 34" monitor | capital asset | 429.00 |
| Total costs for period | 1,878.94 | ||
Drop a receipt, it files itself. Screenshot or PDF, Pivotext reads it, works out whether it's an account cost or overhead, and shows you where it's going before anything is booked. Items your accountant needs to decide on get flagged, not guessed.
| Account | Cost to fund | Paid out | Net |
|---|---|---|---|
| Tradeify $50K 4 charges · live | 497.00 | 2,140.00 | 1,643.00 |
| Topstep $150K 6 charges · live | 894.00 | 4,285.00 | 3,391.00 |
| Topstep $50K in progress | 149.00 | — | (149.00) |
| Lucid $100K in progress | 185.00 | — | (185.00) |
| Lifetime | 1,725.00 | 6,425.00 | 4,700.00 |
Every account keeps its whole history. An eval that failed twice, reset, passed and went live is one chain, not four unrelated charges. That's what makes cost to fund a real number instead of a guess.
Income with the exchange rate used on every payout. Costs split by account and by category. A short list of items your accountant needs to rule on, flagged rather than decided. Plus a CSV they can import straight into Xero or QuickBooks.
Pivotext doesn't classify anything or tell you what's deductible. It gets the numbers in front of the person qualified to decide.
Join the betaWe're not going to give you the product, wait for your books to live here, then put it behind a paywall. Here's the line, decided now.
Beta users keep the paid tier free for a year once it exists.
Join the beta and put one month through it. If it doesn't tell you something you didn't already know, walk away.
No card. No spam. We'll email you once when it's ready.